No, International SOS and MedAire are not medical insurance providers so they will not pay for medical treatment expenses. International SOS and MedAire are the world’s leading providers of medical, security, emotional support, and logistical expertise for international travelers so our partnership covers the cost of these services including up to $1,000,000 coverage for medical, sickness or security-related evacuation expenses and coordination fees.
That said, as part of their service, International SOS and MedAire will guarantee payment to medical care providers in order to begin necessary treatment. They do this because many countries around the world have medical systems that require upfront payment before treatment, even in an emergency. International SOS and MedAire will guarantee and pay up-front costs associated with their medical care to ensure you receive immediate treatment. Ultimately, the participant and/or their family are responsible for paying for medical treatment rendered. For this reason, all participants are required to have comprehensive medical insurance coverage prior to traveling overseas with us. While some domestic insurance policies provide coverage while overseas, many do not, and those that do often prohibit some of the more adventurous activities included in our programs. We suggest that you check with your insurance provider on what is and is not covered while traveling with us, then determine whether purchasing an additional short term international policy is a prudent decision.
Sea|mester students have the opportunity to protect their trip investment and fill any gaps in international medical insurance through a policy with Travelex. Along with tuition protection, this policy provides up to $50,000 in emergency medical & dental expenses. Since Sea|mester cannot purchase this plan on behalf of the participant, it must be purchased directly from Travelex. Go to www.seamester.com/trip-insurance/ to learn more about Abroad insurance.